A friend of iguru.gr sent us a complaint about Piraeus Bank. We read the text and decided to publish it not so much because we found a difference between the terms "issues" and "loan" but to show how the system is moving, as the Bank employee said.
The amount may be small, but the move reminds the banks of the time that tied dogs to sausages. Soon they'll call us, as I've been called too many times in those glorious times and they'll say, "Good morning, we raised your credit line from so many to so." Whoever remembers will know that this was happening without anyone asking...
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To understand what happened read below the email we received. Iguru.gr has the complainant's information.
"Well... let's get to my point now. 🙁 , I have a complaint to make with the hope that you will look into it and post it on your site, so that it becomes known and not run over by another poor person like me, a client of Piraeus Bank.
Today I went to a crew and did a paper on my IX car, costing 120€ , which I paid directly by credit card (but when I passed my phone on POS, or by my own fault, or by my cell phone), instead of the credit card the debit came out and the transaction was completed with it!
Just for information until now when I had some "big" amounts I put on the credit card and then I paid for it at interest payments (even with a small extra charge).
But now that the debt transaction is done, I say, go pay all the money immediately and see what I'm cutting still hasn't started!
But again, I remembered some promotions and commercials of T.P. Piraeus, that you can put on the debt interest payments and pay by the month, like credit cards.
I open the app I find this particular point I make the moves I needed and I now expect it to be approved like "believe" and it was done on the credit card...
And Mrs. Bank sends me a letter that she's approved, says my $80 loan.€ and go to some point to sign the contract!!!
That's where my head turned, and I say, "Whoa!" What happened?
I started the phones and, you know, from one employee to another, they finally told me that this is the system for the interest payments on the debit card!
They're making you a loan, taking the first installment so you can pay after the mortgage payments!
You mean I never consented to issuing any loan with the Bank and all I did was ask for three interest payments of 40.€ (plus bank costs 6€)
Now if it seems to some intelligent man, that makes sense, tell us! And if you post it and sees a lawyer or from the protection of the Citizen, let them look at it and tell us if it is or is not AGRID, this by the Bank itself as to the deception of its clients who are suddenly found with a loan (no matter how much it is) that they have never asked or been given a clear indication of the specific way of obtaining it!
Thank you for your very little attention.
Although press releases will be from very select to rare, I thought I'd stop by... because sometimes editors hide.
