In operation e-EFCA from 8 October the first possibilities of the new electronic insurance time recognition service for freelancers, self-employed and farmers.
This is another step towards the digitisation of insurance procedures, carried out by e-EFKA.
The change is of particular interest to those approaching retirement and considering the possibility of recognising additional insurance time in order to meet the required conditions or take advantage of rights provided for in the legislation.
According to General Document 3017504/9.10.2026 of e-EFKA, the first functions of the service «Insurance Time Recognitions» enabled 8 October 2026.
The main innovation is that the processing of applications, the adoption and notification of decisions, and the information on the amount of acquisition are now included in an electronic process.
But there is a crucial clarification: persons insured for digital applications are currently not allowed. The first phase concerns, in particular, the management of requests and the electronic information of stakeholders.
Who the new service is about?
The scope includes three main categories of insured persons:
- Free professionals, covered by the insurance of selfemployed persons.
- Self-employed persons, such as professionals coming from respective former insurance institutions.
- Farmers, who wish to recognise insurance time under the applicable conditions.
The service covers the recognition of fictitious insurance periods, such as studies, military service and children's time, as well as special cases of insurance time acquisition. It also includes the possibility to recognise up to 150 days for insured persons who meet specific age and insurance criteria in order to complete the 15-year pension requirement.
The second case is of particular interest to insured persons who have not completed the minimum insurance time required to receive a pension.
The possibility of recognition, however, is not unqualified: it is examined on the basis of the specific legal conditions.
How the application is submitted
At this stage, insured persons are still required to address the relevant e-EFKA service units, following the existing procedure for requesting time recognition.
This means that the activation of the new application does not yet remove the need to contact the competent authority for the initial application.
The substantial change begins after its submission. The request shall be checked and processed through the information system, while the decision shall be adopted and made available electronically.
Therefore, anyone interested in identifying insurance time should not consider it sufficient to enter the application and complete a new electronic form. It should first be informed by the e-EFKA of the procedure in force in his case.
How the insured person is informed of the decision
Upon examination of the request a decision shall be adopted either approving or rejecting.
The insured person receive notification the e-mail registered on the e-EFKA Register. It can then enter the relevant application or Single Insurance Card (Dashboard), using personal codes Taxisnet, to regain the decision.
There is an important procedural detail: the recovery of the decision from the application is automatically recorded in the system as the date of the notification.
That is why insured persons must monitor their electronic notifications and carefully read the decisions they recover.
How to learn the amount of acquisition
When the recognition is approved, the insured person will take the decision together with a special Information note.
This will indicate three key elements: the total amount to be paid for the acquisition of insurance time, the forecast method of repayment —single or at doses— and the only one payment order code (JEP).
Έτσι, ο ενδιαφερόμενος θα αποκτήσει συγκεντρωμένη πληροφόρηση για την οικονομική υποχρέωση που συνδέεται με την αναγνώριση, χωρίς να χρειάζεται να αναζητεί χωριστά τα στοιχεία της απόφασης και της πληρωμής.
Το ύψος της εξαγοράς δεν καθορίζεται ενιαία από τη νέα ηλεκτρονική υπηρεσία. Προκύπτει από τις διατάξεις που εφαρμόζονται σε κάθε περίπτωση.
Τι πρέπει να προσέξουν οι ενδιαφερόμενοι
Πριν προχωρήσουν σε αίτηση, οι ασφαλισμένοι καλό είναι να ελέγξουν αν ο χρόνος που θέλουν να αναγνωρίσουν καλύπτεται από τις ισχύουσες διατάξεις και αν η αναγνώρισή του εξυπηρετεί πράγματι τον συνταξιοδοτικό τους σχεδιασμό.
Εξίσου σημαντικό είναι να βεβαιωθούν ότι το email που έχουν δηλώσει στον e-ΕΦΚΑ είναι σωστό και ενεργό, καθώς εκεί θα αποστέλλεται η ειδοποίηση για την απόφαση.
Τέλος, πριν επιλέξουν εφάπαξ καταβολή ή δόσεις, χρειάζεται να εξετάσουν το ποσό εξαγοράς και τους όρους πληρωμής που αναφέρονται στο ενημερωτικό σημείωμα.
Η νέα υπηρεσία αναμένεται να αποκτήσει σταδιακά περισσότερες δυνατότητες, με τελικό στόχο μια ενιαία ηλεκτρονική διαδικασία αναγνώρισης χρόνου ασφάλισης για μισθωτούς και μη μισθωτούς.
Μέχρι τότε, η αλλαγή αφορά πρωτίστως την ψηφιακή διαχείριση, την κοινοποίηση των αποφάσεων και την ενημέρωση για την πληρωμή — και όχι ακόμη την πλήρη ηλεκτρονική διεκπεραίωση της αίτησης από την αρχή έως το τέλος.
