The figures are relentless and for this very reason housing The problem is the urgency.
The real estate prices, although they have «brake», continue to increase. Especially with regard to the Basin, the figures of the spitogatos show an increase of 6.5 %. Disheartening are also the figures for rent prices, as the problem of renting is officially known. «black» rents; «Run» 7.6%.
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At the same time, about 800,000 homes remain «closed», with what this implies for the supply-demand balance of housing, restrictions on short-term leases are absolutely targeted and are currently abstaining from the model of general bans adopted by other countries, while, as the Governor of the Bank of Greece pointed out before the relevant House Committee, real estate prices increase faster than income.
Two more elements that highlight the housing problem in our country: 1) the ownership rate has declined from 77.2% in 2010, to 69.7% in 2024, which means that 3 out of 10 households now live in rent and 2) 58% of the young 25-34 years old still lives with his parents, as they cannot afford the burden of privately owned or leased residence.
New incentives
The Prime Minister suddenly opened the «window» for one «Home 3», despite the fact that just a few days ago the Minister responsible for Finance, N. Papathanasis stated that there was no such thing. Information indicates that there is no «broken phone», but that the government is looking for finance «tool», in consultation with Brussels, as he did with the new «Renovate». The two previous «Home» As we know, they were financed by the Recovery Fund, which has «Close»What are the alternatives? The search for resources from the NSRF, with a redistribution of funds, always in agreement with the Commission or the funding with national resources, which does not appear to be the dominant option.
But the Prime Minister himself has also shown in another direction: improving incentives for opening up «closed» In the case of housing. As the land market analysts, but also technocrats in Brussels, agree, one of the «keys» housing is to stimulate the supply of real estate rather than demand, as subsidised housing acquisition schemes do («Home»). The evidence shows that the 3 year income tax exemption for those who are not entitled to a tax tax on income «open» their homes and lease them long, has not done «gel» according to the commonly called, as the parallel incentive to subsidise repair-renovation costs is lacking. The new «Renovate» comes to respond only partially to this problem, as the EUR 500 million budget is estimated to cover no more than 20,000 such dwellings.
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With these data, new incentives (subsidies-tax exemptions) or reinforcement of existing ones are considered, always with the aim of stocking 800,000 dwellings, which remain outside the market. On the table there are also «hard» I would like to thank the rapporteur for his excellent report.
The Commission washes its hands
What has been made clear is that the answer to
A housing problem, which afflicts all of Europe, will not be given central but rather central.
from each country separately. The technical text of the Commission, drawn up by the
It was discussed in the Eurogroup, confirmed the truth, as the
It is the spirit that exudes what there are no solutions to
They fit everyone and can be applied evenly everywhere and
that national peculiarities often require different policies
approaches.
For example, in the burning theme of «closed» The Commission seems more like washing its hands than giving solutions, let alone new financial instruments. «Some countries, such as Spain, Italy, France and Greece, have a significant stock of vacant dwellings, which often reflects demographic trends, second residence possession or territorial imbalances. Tax measures and legal guarantees for owners, combined with adjustments to the rules on the rental market – including short-term lease policies – may encourage rental or sale of vacant properties, increasing the availability of long-term housing», says the Commission, without mentioning anything about how the proposed tax measures could be financed...
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